The Role Of Medical Exams In Maryland Workers’ Comp Cases
When an employee is injured on the job in Maryland, workers’ compensation benefits can provide essential financial support. While this is understood by many, obtaining these benefits is not always straightforward.
One component of some workers’ compensation cases that may be unfamiliar to you is the Independent Medical Exam (IME). Talk to a Baltimore personal injury lawyer about the IME process and its potential impact on your claim.
Why is an IME Required?
The purpose of an IME is to assess the nature and extent of the claimant’s injuries, determine their cause, and evaluate the employee’s ability to return to work. While the IME doctor is expected to provide an objective opinion, this is not always the case.
Reasons why IMEs may be a requirement in a workers’ compensation case:
- Verification of Injury. Insurance companies use IMEs to confirm that the reported injury is legitimate and directly related to the workplace accident.
- Assessing the harm. The exam helps determine the severity of the injury and whether it has caused a partial or total disability.
- Evaluating treatments. IMEs can provide insight into whether ongoing medical treatments are necessary and reasonable.
- Resolving disputes. If there is a disagreement about the employee’s condition or ability to work, an IME may be used to provide an impartial medical opinion.
The doctor will review your medical records, including details about the workplace accident and any treatments received and you may be asked to perform certain movements or tasks to evaluate your physical capabilities. If you do attend an IME appointment, be prepared to answer questions about your pain levels, limitations, and how the injury has impacted your daily life.
It’s important to note that IME doctors are not there to provide treatment or advice. Their primary role is to assess your condition and report their findings to the insurance company.
How Can an IME Impact Your Claim?
The results of an IME can influence the outcome of your claim in both positive and negative ways. For example, if the IME supports your claim, it can strengthen your case and expedite the approval of benefits. But an unfavorable IME report may result in the denial of benefits, reduced compensation, or a push for you to return to work prematurely.
Because the process can be biased in favor of an insurance company, it’s important to provide clear information about your symptoms and medical history. You will also want to take note of the exam’s duration, the doctor’s questions, and any procedures performed for your own documentation.
Connecting with a Baltimore personal injury lawyer is another way to support your need for financial relief after a job injury. Attorneys can help you understand your rights, challenge IME findings when they are unfavorable, and advocate for fair compensation.
Should you attend an independent exam appointment following a recent work injury? While an exam can provide valuable insights into your injury, it may also carry risks of bias and disputes. Consult the knowledgeable attorneys at Iamele & Iamele, LLP to protect your interests and ensure you receive the benefits you deserve. Contact us today to schedule a confidential consultation.
