Common Mistakes That Can Hurt Your Workers’ Comp Claim

You would think that filing a workers’ compensation claim would be straightforward, but often mistakes are made. Errors can jeopardize the possibility of an injured party accessing benefits. Missteps in the process can lead to delays, denials, or reduced compensation.

After a workplace accident injury, taking prompt action and seeking legal guidance can help ensure you receive the benefits you’re entitled to. Contact a knowledgeable Baltimore personal injury lawyer to discuss your case and protect your rights.

Timeline Issues and Failing to Follow Doctor’s Orders

Maryland has strict deadlines for filing workers’ compensation claims. In most cases, you have 60 days from the date of injury to file, but waiting too long can hurt your chances of approval. If you miss the deadline, you may forfeit your right to benefits.

Additionally, Maryland law requires workers to notify their employer of a workplace injury within 10 days. While you may think your injury is minor or hope it will improve on its own, delaying your report can give the insurance company a reason to question the validity of your claim. Because of this, always notify your employer as soon as possible.

Having your health assessed by a doctor is key as well. Some employees hesitate to seek medical care right away, either because they underestimate their injuries or fear repercussions from their employer. Yet waiting to see a doctor can harm your claim. Insurance companies may argue that the injury wasn’t serious or wasn’t work-related if there is no immediate medical documentation. To strengthen your position, seek medical attention without delay and inform the doctor that your injury occurred at work.

After seeing a healthcare professional, you also need to follow their treatment plan. Ignoring or not fully complying with a doctor’s guidance can severely impact a claim. Skipping appointments, refusing recommended treatments, or returning to work against medical advice will lead to the suggestion that you are not truly injured, resulting in claim denials.

Not Keeping Accurate Records and Saying the Wrong Thing

Workers’ comp claims rely heavily on documentation. Failing to keep copies of medical records, correspondences, and a detailed account of your injury and symptoms can weaken your case. Maintain organized records of everything related to your claim, including receipts for medical expenses and mileage for doctor visits.

Throughout the process, remember that insurance adjusters work for the insurance company. As pleasant as an adjuster may be, they do not work for you. Their job is to minimize payouts. Giving a recorded statement without legal advice can lead to unintentional misstatements that may be used against you.

Before speaking with anyone at the insurance company, consult a Baltimore personal injury lawyer to be certain that your rights are protected. Having an experienced attorney on your side can make all the difference in securing the benefits you need.

Did you hurt yourself at work? The knowledgeable attorneys at Iamele & Iamele, LLP can handle negotiations and fight for full and fair compensation. Talk to a lawyer today to avoid common missteps. Contact us to book a confidential appointment.