Step-By-Step Guidelines For MD Workers’ Compensation Claims

For employees injured on the job in Baltimore, understanding the process of filing a workers’ compensation claim is part of receiving the benefits they deserve. Likewise, employers need to be aware of their responsibilities to ensure a smooth and fair resolution. That said, it is common for workplace injury disputes to arise. If you could use legal guidance as you work through a workers’ comp disagreement, connect with a skilled Baltimore personal injury lawyer.

6 Key Steps in the Claim Process

The workers’ compensation claims process in Maryland follows a series of structured steps aimed at ensuring injured employees receive the benefits they are entitled to while also protecting the interests of employers.

1. Reporting an injury. As soon as an employee is injured on the job or develops a work-related illness, they must report it to their employer. Failure to report the injury promptly could jeopardize their ability to receive benefits. Because of this. employers should have protocols in place for reporting workplace injuries and illnesses.
2. Seeking medical treatment. Next, the employee should seek medical treatment from an approved healthcare provider. In Maryland, employers typically have a list of authorized medical providers that employees must choose from for initial treatment.
3. Filing a claim. To initiate the workers’ compensation claims process, the injured employee must file a claim with the Maryland Workers’ Compensation Commission (WCC). The claim form must be completed accurately and submitted within the specified time frame. Employers should cooperate with the employee throughout the claims process and provide any necessary documentation requested by the WCC.
4. Investigation and adjudication. Once the claim is filed, the WCC will conduct an investigation to determine the validity of the claim. This may involve reviewing medical records, statements from the employer and employee, and other relevant evidence. It is important to note that employers have the right to contest a claim if they believe it is not legitimate, but they must provide valid reasons to support their case.
5. Resolution and benefits. If the WCC approves the claim, the injured employee will be entitled to various benefits, including medical expenses, lost wages, and vocational rehabilitation if necessary. Then, employers are responsible for providing these benefits in accordance with Maryland’s workers’ compensation laws. They may also be required to make modifications to the workplace to accommodate injured employees returning to work.
6. Appeals process. Should either the employee or the employer disagree with the WCC’s decision, they have the right to appeal. The appeals process involves presenting additional evidence and arguments to support their case before a judge.

Understanding and Adhering to Guidelines

In the wake of a workplace accident, it is normal to feel overwhelmed. A Baltimore personal injury lawyer can assist employees and employers as they navigate the claim process.

Why should I push back if my employer is not providing workers’ comp benefits? Because as a worker in the state of Maryland, you have rights. Talk to the dedicated legal team at Iamele & Iamele, LLP. When a person is injured on the job, protections are in place. Contact us to book a confidential appointment.